/* =========================================================
   Digital Fund Pulse — Financial Services
   Design system: warm editorial / forest + brass + cream
   ========================================================= */

/* ---------- Tokens ---------- */
:root{
  --paper:#FBF7EF;
  --paper-2:#F5EFE3;
  --paper-3:#EFE7D7;
  --forest:#0E2A21;
  --forest-2:#163B2D;
  --forest-3:#1F5040;
  --ink:#15190F;
  --ink-soft:#2C3227;
  --muted:#63675A;
  --muted-2:#8B8E80;
  --sage:#93A38D;
  --brass:#B4894A;
  --brass-2:#D3B076;
  --brass-3:#8E682F;
  --clay:#A9542F;
  --line:rgba(21,25,15,.13);
  --line-strong:rgba(21,25,15,.24);
  --line-light:rgba(251,247,239,.22);
  --white:#FFFDF7;

  --serif:"Fraunces","Iowan Old Style","Palatino Linotype","Book Antiqua",Georgia,serif;
  --sans:"Inter","Helvetica Neue",Arial,system-ui,-apple-system,"Segoe UI",sans-serif;

  --wrap:1200px;
  --wrap-narrow:880px;
  --r-sm:3px;
  --r-md:6px;
  --r-lg:14px;
  --shadow-sm:0 1px 2px rgba(21,25,15,.05),0 8px 24px -18px rgba(21,25,15,.35);
  --shadow-md:0 2px 4px rgba(21,25,15,.05),0 26px 60px -34px rgba(21,25,15,.45);
  --ease:cubic-bezier(.22,.68,.24,1);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px}
body{
  margin:0;
  font-family:var(--sans);
  font-size:16.5px;
  line-height:1.68;
  color:var(--ink-soft);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img{max-width:100%;display:block;height:auto}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit}

/* subtle paper grain */
body::before{
  content:"";
  position:fixed;
  inset:0;
  pointer-events:none;
  z-index:0;
  opacity:.4;
  background-image:radial-gradient(rgba(21,25,15,.035) 1px,transparent 1px);
  background-size:4px 4px;
  mix-blend-mode:multiply;
}
main,header,footer{position:relative;z-index:1}

/* ---------- Typography ---------- */
h1,h2,h3,h4,h5{
  text-wrap:balance;
  font-family:var(--serif);
  font-weight:500;
  color:var(--ink);
  letter-spacing:-.022em;
  line-height:1.06;
  margin:0 0 .6em;
  font-variation-settings:"SOFT" 0,"WONK" 0,"opsz" 40;
}
h1{font-size:clamp(2.6rem,5.6vw,4.6rem);line-height:1.0}
h2{font-size:clamp(2rem,3.6vw,3.2rem)}
h3{font-size:clamp(1.35rem,2vw,1.75rem);line-height:1.2}
h4{font-size:1.12rem;line-height:1.3;letter-spacing:-.01em;font-weight:600;font-family:var(--sans)}
p{margin:0 0 1.1em}
p:last-child{margin-bottom:0}
strong{font-weight:650;color:var(--ink)}
em{font-style:italic}
.serif-italic{font-style:italic;font-family:var(--serif)}
.brass{color:var(--brass-3)}

.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 26px}
.wrap-narrow{max-width:var(--wrap-narrow)}
.section{padding:clamp(66px,8vw,120px) 0;position:relative}
.section-tight{padding:clamp(48px,5vw,74px) 0}
.on-forest{background:var(--forest);color:rgba(251,247,239,.78)}
.on-forest h1,.on-forest h2,.on-forest h3,.on-forest h4{color:var(--paper)}
.on-paper2{background:var(--paper-2)}

.lede{font-size:clamp(1.02rem,1.4vw,1.18rem);color:var(--muted);max-width:62ch}
.on-forest .lede{color:rgba(251,247,239,.7)}

/* Eyebrow */
.eyebrow{
  display:inline-flex;align-items:center;gap:12px;
  font-family:var(--sans);
  font-size:.7rem;font-weight:600;letter-spacing:.22em;text-transform:uppercase;
  color:var(--brass-3);margin:0 0 20px;
}
.eyebrow::before{content:"";width:34px;height:1px;background:var(--brass);display:block}
.on-forest .eyebrow{color:var(--brass-2)}
.on-forest .eyebrow::before{background:var(--brass-2)}

.section-head{max-width:760px;margin-bottom:clamp(36px,4vw,58px)}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head.center .eyebrow{justify-content:center}
.section-head.center .lede{margin-inline:auto}
.section-head h2{margin-bottom:.45em}

/* ---------- Buttons ---------- */
.btn{
  --btn-bg:var(--forest);
  --btn-fg:var(--paper);
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:14px 26px;
  font-family:var(--sans);font-size:.83rem;font-weight:600;
  letter-spacing:.1em;text-transform:uppercase;
  border:1px solid transparent;border-radius:2px;
  background:var(--btn-bg);color:var(--btn-fg);
  cursor:pointer;
  transition:transform .3s var(--ease),background .3s var(--ease),color .3s var(--ease),border-color .3s var(--ease),box-shadow .3s var(--ease);
  will-change:transform;
}
.btn:hover{transform:translateY(-2px);box-shadow:0 14px 26px -18px rgba(21,25,15,.6)}
.btn:active{transform:translateY(0)}
.btn .arrow{transition:transform .3s var(--ease);font-size:1rem;line-height:1}
.btn:hover .arrow{transform:translateX(4px)}
.btn-primary{--btn-bg:var(--brass);--btn-fg:#2A1E08}
.btn-primary:hover{--btn-bg:var(--brass-2)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line-strong)}
.btn-ghost:hover{background:var(--forest);color:var(--paper);border-color:var(--forest)}
.btn-light{background:var(--paper);color:var(--forest)}
.btn-outline-light{background:transparent;color:var(--paper);border-color:var(--line-light)}
.btn-outline-light:hover{background:rgba(251,247,239,.1)}
.btn-block{width:100%}
.btn:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible,.faq-q:focus-visible{
  outline:2px solid var(--brass-3);outline-offset:3px;
}
.link-inline{
  display:inline-flex;align-items:center;gap:8px;
  font-size:.8rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
  border-bottom:1px solid var(--brass);padding-bottom:4px;color:var(--ink);
  transition:color .3s var(--ease),gap .3s var(--ease);
}
.link-inline:hover{color:var(--brass-3);gap:14px}

/* ---------- Skip link ---------- */
.skip-link{
  position:absolute;left:16px;top:-100px;z-index:3000;
  background:var(--forest);color:var(--paper);
  padding:12px 18px;border-radius:2px;font-size:.85rem;
  transition:top .25s var(--ease);
}
.skip-link:focus{top:14px}

/* =========================================================
   HEADER
   ========================================================= */
.site-header{
  position:sticky;top:0;z-index:900;
  background:rgba(251,247,239,.86);
  backdrop-filter:blur(14px) saturate(140%);
  -webkit-backdrop-filter:blur(14px) saturate(140%);
  border-bottom:1px solid var(--line);
  transition:box-shadow .35s var(--ease),background .35s var(--ease);
}
.site-header.scrolled{box-shadow:0 12px 30px -26px rgba(21,25,15,.7);background:rgba(251,247,239,.94)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:74px}
.brand{display:inline-flex;align-items:center;gap:12px;flex-shrink:0}
.brand-mark{
  width:40px;height:40px;flex:none;
  display:grid;place-items:center;
  font-family:var(--serif);font-size:1rem;letter-spacing:.02em;
  color:var(--paper);background:var(--forest);
  border-radius:50%;
  box-shadow:inset 0 0 0 1px rgba(211,176,118,.5);
}
.brand-text{display:flex;flex-direction:column;line-height:1.05}
.brand-name{font-family:var(--serif);font-size:1.24rem;color:var(--ink);letter-spacing:-.02em}
.brand-sub{font-size:.56rem;letter-spacing:.2em;text-transform:uppercase;color:var(--muted-2);margin-top:4px;white-space:nowrap}

.nav-desktop{display:flex;align-items:center;gap:30px}
.nav-link{
  position:relative;font-size:.79rem;font-weight:600;
  letter-spacing:.13em;text-transform:uppercase;color:var(--ink-soft);
  padding:6px 0;transition:color .25s var(--ease);
}
.nav-link::after{
  content:"";position:absolute;left:0;right:0;bottom:0;height:1px;
  background:var(--brass);transform:scaleX(0);transform-origin:left;
  transition:transform .35s var(--ease);
}
.nav-link:hover{color:var(--ink)}
.nav-link:hover::after,.nav-link[aria-current="page"]::after{transform:scaleX(1)}
.nav-link[aria-current="page"]{color:var(--ink)}
.header-cta{padding:12px 22px;font-size:.75rem}

.nav-toggle{
  display:none;width:44px;height:44px;background:transparent;border:1px solid var(--line-strong);
  border-radius:2px;cursor:pointer;padding:0;place-items:center;
}
.nav-toggle span{display:block;width:18px;height:1.5px;background:var(--ink);margin:3px auto;transition:transform .3s var(--ease),opacity .25s var(--ease)}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(4.5px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-4.5px) rotate(-45deg)}

.nav-mobile{display:none;border-top:1px solid var(--line);background:var(--paper)}
.nav-mobile.open{display:block}
.nav-mobile ul{list-style:none;margin:0;padding:12px 26px 22px;display:flex;flex-direction:column}
.nav-mobile li+li{border-top:1px solid var(--line)}
.nav-mobile a{
  display:block;padding:14px 0;font-size:.85rem;font-weight:600;
  letter-spacing:.12em;text-transform:uppercase;color:var(--ink-soft);
}
.nav-mobile .btn{margin-top:16px;width:100%;letter-spacing:.1em}

@media (max-width:1000px){
  .nav-desktop,.header-cta{display:none}
  .nav-toggle{display:grid}
}

/* =========================================================
   HERO
   ========================================================= */
.hero{position:relative;overflow:hidden;padding:clamp(34px,5vw,66px) 0 clamp(46px,6vw,84px);background:linear-gradient(180deg,var(--paper) 0%,var(--paper-2) 100%)}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:clamp(30px,4.5vw,64px);align-items:center}
.hero-copy{position:relative;z-index:2}
.hero-badge{
  display:inline-flex;align-items:center;gap:10px;
  border:1px solid var(--line-strong);border-radius:100px;
  padding:7px 16px 7px 12px;margin-bottom:26px;
  font-size:.7rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;
  color:var(--ink-soft);background:rgba(255,253,247,.6);
}
.hero-badge .dot{width:6px;height:6px;border-radius:50%;background:var(--brass);box-shadow:0 0 0 3px rgba(180,137,74,.18)}
.hero h1{margin-bottom:.5em;font-size:clamp(2.5rem,4.9vw,4.15rem);line-height:1.02}
.hero h1 .it{font-style:italic;color:var(--brass-3)}
.hero h1 .ln{display:inline-block}
@media (min-width:721px){.hero h1 .ln{white-space:nowrap}}
.hero p.lede{margin-bottom:34px;max-width:52ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center}

.hero-stats{
  display:grid;grid-template-columns:repeat(3,minmax(0,1fr));
  gap:0;margin-top:clamp(34px,4vw,52px);
  border-top:1px solid var(--line);
}
.hero-stats .stat{padding:20px 18px 0 0;position:relative}
.hero-stats .stat+.stat{padding-left:22px;border-left:1px solid var(--line)}
.hero-stats .num{font-family:var(--serif);font-size:clamp(1.6rem,2.6vw,2.2rem);color:var(--ink);line-height:1;display:block;margin-bottom:8px}
.hero-stats .lbl{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted-2);font-weight:600}

.hero-visual{position:relative}
.hero-frame{
  position:relative;
  border-radius:var(--r-lg) var(--r-lg) 2px 2px;
  overflow:hidden;
  box-shadow:var(--shadow-md);
  aspect-ratio:4/5;
  background:var(--paper-3);
}
.hero-frame img{width:100%;height:100%;object-fit:cover;transform:scale(1.02);transition:transform 1.4s var(--ease)}
.hero-visual:hover .hero-frame img{transform:scale(1.06)}
.hero-frame::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(14,42,33,0) 45%,rgba(14,42,33,.55) 100%);
}
.hero-plate{
  position:absolute;left:0;right:0;bottom:0;z-index:2;padding:24px 26px;
  display:flex;align-items:flex-end;justify-content:space-between;gap:16px;
  color:var(--paper);
}
.hero-plate .t{font-family:var(--serif);font-size:1.06rem;line-height:1.3;max-width:15ch}
.hero-plate .tag{
  font-size:.62rem;letter-spacing:.2em;text-transform:uppercase;
  border:1px solid rgba(251,247,239,.45);padding:7px 11px;border-radius:100px;white-space:nowrap;
}
.hero-rule{
  position:absolute;inset:-14px -14px auto auto;width:98px;height:98px;
  border-top:1px solid var(--brass);border-right:1px solid var(--brass);
  border-radius:0 var(--r-lg) 0 0;
  pointer-events:none;
}
.hero-chip{
  position:absolute;left:-24px;bottom:132px;z-index:3;
  background:var(--white);border:1px solid var(--line);
  box-shadow:var(--shadow-md);border-radius:var(--r-md);
  padding:16px 20px;max-width:190px;
}
.hero-chip .k{font-family:var(--serif);font-size:1.5rem;color:var(--forest);display:block;line-height:1;margin-bottom:6px}
.hero-chip .v{font-size:.7rem;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);font-weight:600}

@media (max-width:960px){
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .hero-visual{order:2;max-width:520px;width:100%;margin-inline:auto}
  .hero-frame{aspect-ratio:16/11}
  .hero-chip{left:-8px;bottom:16px;padding:12px 16px;max-width:160px}
  .hero-plate{padding:18px}
  .hero-rule{display:none}
}
@media (max-width:720px){
  .hero-plate{flex-direction:column;align-items:flex-start;gap:10px;padding:18px}
  .hero-plate .t{max-width:none;font-size:.98rem}
}
@media (max-width:520px){
  .hero-stats{grid-template-columns:1fr;border-top:none}
  .hero-stats .stat{padding:16px 0;border-top:1px solid var(--line)}
  .hero-stats .stat+.stat{padding-left:0;border-left:none}
  .hero-chip{display:none}
}

/* =========================================================
   CAPABILITY RIBBON
   ========================================================= */
.ribbon{background:var(--forest);color:rgba(251,247,239,.82);border-top:1px solid rgba(211,176,118,.28);border-bottom:1px solid rgba(211,176,118,.28)}
.ribbon-inner{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:12px 0;padding:19px 0}
.ribbon-inner span{
  display:inline-flex;align-items:center;
  font-size:.71rem;font-weight:600;letter-spacing:.15em;text-transform:uppercase;
  padding:0 17px;position:relative;white-space:nowrap;
}
.ribbon-inner span+span::before{
  content:"";position:absolute;left:0;top:50%;height:4px;width:4px;border-radius:50%;
  background:var(--brass-2);transform:translateY(-50%);margin-left:-2px;
}
@media (max-width:700px){
  .ribbon-inner{gap:10px 0;padding:16px 0}
  .ribbon-inner span{font-size:.62rem;padding:0 13px;letter-spacing:.12em}
}

/* =========================================================
   EDITORIAL SPLIT (about)
   ========================================================= */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(34px,5vw,74px);align-items:center}
.split.reverse > *:first-child{order:2}
.about-figure{position:relative}
.about-figure img{
  width:100%;border-radius:var(--r-lg) var(--r-lg) 2px 2px;
  box-shadow:var(--shadow-md);aspect-ratio:4/3;object-fit:cover;
}
.about-figure .frame-line{
  position:absolute;inset:16px -16px -16px 16px;border:1px solid var(--brass);
  border-radius:var(--r-lg) var(--r-lg) 2px 2px;z-index:-1;opacity:.65;
}
.about-mini{
  position:absolute;right:-14px;bottom:-20px;background:var(--forest);color:var(--paper);
  padding:20px 24px;border-radius:var(--r-md);box-shadow:var(--shadow-md);max-width:220px;
}
.about-mini .n{font-family:var(--serif);font-size:1.9rem;line-height:1;display:block;margin-bottom:6px;color:var(--brass-2)}
.about-mini .c{font-size:.68rem;letter-spacing:.15em;text-transform:uppercase;color:rgba(251,247,239,.75);line-height:1.6}

.feature-pair{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin:30px 0 34px}
.feature-mini{display:flex;gap:14px;align-items:flex-start;border-top:1px solid var(--line);padding-top:18px}
.feature-mini .ic{
  width:34px;height:34px;flex:none;border-radius:50%;display:grid;place-items:center;
  border:1px solid var(--brass);color:var(--brass-3);font-family:var(--serif);font-size:.85rem;
}
.feature-mini .t{font-size:.92rem;font-weight:650;color:var(--ink);line-height:1.3}
.feature-mini .s{font-size:.8rem;color:var(--muted)}

.stat-row{
  display:grid;grid-template-columns:repeat(4,1fr);
  border-top:1px solid var(--line);border-bottom:1px solid var(--line);
  margin:0;
}
.stat-row .cell{padding:24px 20px 26px;border-left:1px solid var(--line)}
.stat-row .cell:first-child{border-left:none;padding-left:0}
.stat-row .n{display:block;font-family:var(--serif);font-size:clamp(1.5rem,2.4vw,2rem);color:var(--ink);line-height:1;margin-bottom:8px}
.stat-row .l{font-size:.69rem;letter-spacing:.15em;text-transform:uppercase;color:var(--muted-2);font-weight:600}

@media (max-width:960px){
  .split{grid-template-columns:1fr}
  .split.reverse > *:first-child{order:0}
  .about-mini{position:static;margin-top:18px;max-width:none;display:flex;gap:14px;align-items:center}
  .about-mini .n{margin:0}
  .about-figure .frame-line{display:none}
}
@media (max-width:760px){
  .feature-pair{grid-template-columns:1fr}
  .stat-row{grid-template-columns:1fr 1fr}
  .stat-row .cell:nth-child(3){border-left:none;padding-left:0}
  .stat-row .cell:nth-child(1),.stat-row .cell:nth-child(2){border-bottom:1px solid var(--line)}
}

/* =========================================================
   SERVICE INDEX (homepage)
   ========================================================= */
.index-list{border-top:1px solid var(--line-strong)}
.index-row{
  display:grid;grid-template-columns:78px 1fr auto;gap:22px;align-items:center;
  padding:26px 6px;border-bottom:1px solid var(--line);
  transition:background .35s var(--ease),padding .35s var(--ease),color .35s var(--ease);
  position:relative;
}
.index-row .idx{
  font-family:var(--serif);font-size:1rem;color:var(--brass-3);letter-spacing:.04em;
}
.index-row .ttl{display:block;font-family:var(--serif);font-size:clamp(1.3rem,2.3vw,1.9rem);color:var(--ink);line-height:1.15;margin:0 0 6px;letter-spacing:-.02em}
.index-row .desc{display:block;font-size:.92rem;color:var(--muted);margin:0;max-width:62ch}
.index-row .go{
  width:44px;height:44px;border-radius:50%;border:1px solid var(--line-strong);
  display:grid;place-items:center;color:var(--ink);flex:none;
  transition:background .35s var(--ease),color .35s var(--ease),transform .35s var(--ease),border-color .35s var(--ease);
}
.index-row:hover{background:var(--paper-2);padding-left:16px}
.index-row:hover .go{background:var(--forest);border-color:var(--forest);color:var(--paper);transform:rotate(-45deg)}
@media (max-width:640px){
  .index-row{grid-template-columns:44px 1fr auto;gap:14px;padding:20px 0}
  .index-row .go{width:36px;height:36px}
  .index-row .desc{font-size:.88rem}
}

/* =========================================================
   SERVICE SECTIONS (services page)
   ========================================================= */
.svc-block{padding:clamp(46px,5.5vw,76px) 0;border-top:1px solid var(--line)}
.svc-block:first-of-type{border-top:none}
.svc-head{display:grid;grid-template-columns:auto 1fr;gap:clamp(18px,3vw,38px);align-items:start;margin-bottom:clamp(28px,3.5vw,46px)}
.svc-badge{
  width:64px;height:64px;border-radius:50%;display:grid;place-items:center;flex:none;
  border:1px solid var(--brass);font-family:var(--serif);font-size:1.05rem;color:var(--brass-3);
  background:rgba(211,176,118,.1);
}
.svc-head h2{margin-bottom:.25em;font-size:clamp(1.7rem,3vw,2.5rem)}
.svc-head p{margin:0;color:var(--muted);max-width:64ch}
.svc-grid{display:grid;gap:1px;background:var(--line);border:1px solid var(--line)}
.svc-grid[data-cols="2"]{grid-template-columns:repeat(2,minmax(0,1fr))}
.svc-grid[data-cols="3"]{grid-template-columns:repeat(3,minmax(0,1fr))}
.svc-card{
  background:var(--paper);padding:clamp(22px,2.6vw,32px);
  display:flex;flex-direction:column;gap:10px;
  position:relative;transition:background .35s var(--ease);
}
.svc-card::before{
  content:"";position:absolute;left:0;top:0;height:2px;width:0;background:var(--brass);
  transition:width .45s var(--ease);
}
.svc-card:hover{background:var(--white)}
.svc-card:hover::before{width:100%}
.svc-card .n{font-family:var(--serif);font-size:.78rem;letter-spacing:.16em;color:var(--brass-3)}
.svc-card h4{margin:0;font-size:1.06rem}
.svc-card p{margin:0;font-size:.92rem;color:var(--muted)}
.svc-card.ink{background:var(--forest);color:rgba(251,247,239,.75)}
.svc-card.ink h4{color:var(--paper)}
.svc-card.ink p{color:rgba(251,247,239,.72)}
.svc-card.ink .n{color:var(--brass-2)}
.svc-card.ink:hover{background:var(--forest-2)}
@media (max-width:980px){
  .svc-grid[data-cols="3"]{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:700px){
  .svc-grid[data-cols="2"],.svc-grid[data-cols="3"]{grid-template-columns:1fr}
  .svc-head{grid-template-columns:1fr;gap:16px}
  .svc-badge{width:52px;height:52px}
}

/* stepped list (wealth management) */
.steps{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 46px}
.step{display:grid;grid-template-columns:52px 1fr;gap:16px;padding:26px 0;border-top:1px solid var(--line)}
.step .sn{font-family:var(--serif);font-size:1.35rem;color:var(--brass);line-height:1;padding-top:2px}
.step h4{margin:0 0 6px}
.step p{margin:0;font-size:.92rem;color:var(--muted)}
@media (max-width:860px){.steps{grid-template-columns:1fr;gap:0}}

/* wide rows (investments) */
.row-cards{display:grid;gap:1px;background:var(--line);border:1px solid var(--line)}
.row-card{background:var(--paper);padding:clamp(24px,3vw,38px);display:grid;grid-template-columns:.4fr 1fr;gap:clamp(16px,3vw,40px)}
.row-card h4{margin:0 0 8px;font-family:var(--serif);font-size:clamp(1.2rem,2vw,1.55rem);font-weight:500;color:var(--ink)}
.row-card p{margin:0;font-size:.94rem;color:var(--muted)}
.row-card .rn{font-family:var(--serif);color:var(--brass);font-size:.95rem;letter-spacing:.1em}
@media (max-width:700px){.row-card{grid-template-columns:1fr;gap:8px}}

/* =========================================================
   WHY US
   ========================================================= */
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0}
.why-item{padding:clamp(24px,2.6vw,34px) clamp(20px,2.4vw,30px);border-top:1px solid var(--line-light);border-left:1px solid var(--line-light)}
.why-item:nth-child(3n+1){border-left:none;padding-left:0}
.why-item .num{font-family:var(--serif);font-size:.8rem;letter-spacing:.18em;color:var(--brass-2);display:block;margin-bottom:16px}
.why-item h4{color:var(--paper);margin:0 0 8px;font-size:1.05rem}
.why-item p{margin:0;font-size:.9rem;color:rgba(251,247,239,.66)}
@media (max-width:900px){
  .why-grid{grid-template-columns:1fr 1fr}
  .why-item:nth-child(3n+1){border-left:1px solid var(--line-light);padding-left:clamp(20px,2.4vw,30px)}
  .why-item:nth-child(2n+1){border-left:none;padding-left:0}
}
@media (max-width:600px){
  .why-grid{grid-template-columns:1fr}
  .why-item{border-left:none !important;padding-left:0 !important}
}

/* =========================================================
   TESTIMONIALS
   ========================================================= */
.quote-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:rgba(21,25,15,.09);border:1px solid rgba(21,25,15,.09)}
.quote{background:var(--paper);padding:clamp(24px,3vw,36px);display:flex;flex-direction:column;gap:16px}
.quote .stars{color:var(--brass);letter-spacing:.24em;font-size:.85rem}
.quote blockquote{margin:0;font-family:var(--serif);font-size:clamp(1.05rem,1.6vw,1.28rem);line-height:1.5;color:var(--ink);letter-spacing:-.01em}
.quote .who{display:flex;align-items:center;gap:12px;margin-top:auto;padding-top:8px;border-top:1px solid var(--line)}
.quote .av{
  width:38px;height:38px;border-radius:50%;flex:none;display:grid;place-items:center;
  background:var(--forest);color:var(--brass-2);font-size:.72rem;font-weight:700;letter-spacing:.06em;
  font-family:var(--sans);
}
.quote .nm{font-size:.9rem;font-weight:650;color:var(--ink);line-height:1.25}
.quote .rl{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted-2)}
@media (max-width:800px){.quote-grid{grid-template-columns:1fr}}

/* =========================================================
   FAQ
   ========================================================= */
.faq-list{border-top:1px solid var(--line-strong)}
.faq-item{border-bottom:1px solid var(--line)}
.faq-q{
  width:100%;display:flex;align-items:flex-start;justify-content:space-between;gap:24px;
  padding:24px 4px;background:none;border:none;cursor:pointer;text-align:left;
  font-family:var(--serif);font-size:clamp(1.02rem,1.6vw,1.22rem);color:var(--ink);
  letter-spacing:-.01em;line-height:1.35;transition:color .25s var(--ease),padding .3s var(--ease);
}
.faq-q:hover{color:var(--brass-3)}
.faq-sign{
  flex:none;width:30px;height:30px;border-radius:50%;border:1px solid var(--line-strong);
  display:grid;place-items:center;position:relative;margin-top:2px;
  transition:transform .35s var(--ease),background .35s var(--ease),border-color .35s var(--ease);
}
.faq-sign::before,.faq-sign::after{content:"";position:absolute;background:var(--ink);border-radius:2px;transition:transform .35s var(--ease),background .35s var(--ease)}
.faq-sign::before{width:11px;height:1.4px}
.faq-sign::after{width:1.4px;height:11px}
.faq-item.open .faq-sign{background:var(--forest);border-color:var(--forest);transform:rotate(90deg)}
.faq-item.open .faq-sign::before,.faq-item.open .faq-sign::after{background:var(--paper)}
.faq-item.open .faq-sign::after{transform:scaleY(0)}
.faq-a{overflow:hidden;max-height:0;transition:max-height .45s var(--ease),opacity .35s var(--ease);opacity:0}
.faq-item.open .faq-a{opacity:1}
.faq-a .inner{padding:0 56px 26px 4px;color:var(--muted);font-size:.95rem;max-width:78ch}
@media (max-width:600px){.faq-a .inner{padding-right:8px}}

/* =========================================================
   CTA BAND
   ========================================================= */
.cta-band{
  position:relative;overflow:hidden;background:var(--forest);color:var(--paper);
  padding:clamp(48px,6vw,90px) 0;
}
.cta-band::after{
  content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;
  border:1px solid rgba(211,176,118,.22);border-radius:50%;
}
.cta-inner{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:32px;position:relative;z-index:2}
.cta-inner .txt{max-width:640px}
.cta-band h2{color:var(--paper)}
.cta-band .eyebrow{color:var(--brass-2)}
.cta-band .eyebrow::before{background:var(--brass-2)}
.cta-inner h2{margin-bottom:.35em;font-size:clamp(1.8rem,3.4vw,2.9rem)}
.cta-inner p{margin:0;color:rgba(251,247,239,.72)}

/* =========================================================
   PAGE HERO (inner pages)
   ========================================================= */
.page-hero{
  padding:clamp(44px,6vw,84px) 0 clamp(34px,4vw,56px);
  background:linear-gradient(180deg,var(--paper) 0%,var(--paper-2) 100%);
  border-bottom:1px solid var(--line);
}
.page-hero .crumbs{
  display:flex;align-items:center;gap:10px;font-size:.68rem;letter-spacing:.16em;
  text-transform:uppercase;color:var(--muted-2);margin-bottom:22px;font-weight:600;
}
.page-hero .crumbs a:hover{color:var(--brass-3)}
.page-hero .crumbs .sep{opacity:.5}
.page-hero h1{font-size:clamp(2.2rem,4.6vw,3.7rem);max-width:20ch;margin-bottom:.4em}
.page-hero .lede{max-width:66ch}
.page-hero.on-forest{background:var(--forest);border-bottom:1px solid rgba(211,176,118,.24)}
.page-hero.on-forest h1{color:var(--paper)}
.page-hero.on-forest .lede{color:rgba(251,247,239,.7)}
.page-hero.on-forest .crumbs{color:rgba(251,247,239,.55)}

/* =========================================================
   FORMS
   ========================================================= */
.form-card{
  background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);
  padding:clamp(24px,3.2vw,44px);box-shadow:var(--shadow-sm);
}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 20px}
.field{display:flex;flex-direction:column;gap:8px}
.field.full{grid-column:1/-1}
.field label{
  font-size:.7rem;font-weight:650;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);
}
.field label .req{color:var(--clay)}
.field input,.field textarea,.field select{
  font-family:var(--sans);font-size:.95rem;color:var(--ink);
  background:var(--paper);border:1px solid var(--line-strong);border-radius:2px;
  padding:13px 14px;width:100%;
  transition:border-color .25s var(--ease),background .25s var(--ease),box-shadow .25s var(--ease);
}
.field textarea{min-height:132px;resize:vertical}
.field input::placeholder,.field textarea::placeholder{color:var(--muted-2)}
.field input:focus,.field textarea:focus,.field select:focus{
  outline:none;border-color:var(--forest);background:var(--white);
  box-shadow:0 0 0 3px rgba(14,42,33,.09);
}
.field.invalid input,.field.invalid textarea{border-color:var(--clay);background:#FDF6F2}
.field .err{font-size:.74rem;color:var(--clay);min-height:0;display:none}
.field.invalid .err{display:block}
.check{display:flex;gap:12px;align-items:flex-start;font-size:.86rem;color:var(--muted);line-height:1.6}
.check input{
  width:18px;height:18px;flex:none;margin-top:3px;accent-color:var(--forest);cursor:pointer;
}
.check.invalid{color:var(--clay)}
.form-note{font-size:.78rem;color:var(--muted-2);margin-top:14px}
.form-side-note{font-size:.8rem;color:var(--muted);border-top:1px solid var(--line);padding-top:16px;margin-top:22px}

/* contact info list */
.info-list{display:grid;gap:0;border-top:1px solid var(--line)}
.info-item{display:grid;grid-template-columns:44px 1fr;gap:16px;padding:22px 0;border-bottom:1px solid var(--line);align-items:start}
.info-item .ic{
  width:40px;height:40px;border-radius:50%;display:grid;place-items:center;flex:none;
  border:1px solid var(--brass);color:var(--brass-3);background:rgba(211,176,118,.09);
}
.info-item .k{font-size:.68rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted-2);font-weight:650;margin-bottom:4px}
.info-item .v{font-size:.98rem;color:var(--ink);line-height:1.5}
.info-item .v a:hover{color:var(--brass-3)}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(30px,5vw,64px);align-items:start}
@media (max-width:920px){.contact-grid{grid-template-columns:1fr}}
@media (max-width:560px){.form-grid{grid-template-columns:1fr}}

/* =========================================================
   LEGAL / PROSE
   ========================================================= */
.legal-layout{display:grid;grid-template-columns:250px 1fr;gap:clamp(30px,5vw,70px);align-items:start}
.legal-toc{position:sticky;top:96px;border-top:1px solid var(--line-strong);padding-top:18px}
.legal-toc .h{font-size:.68rem;letter-spacing:.18em;text-transform:uppercase;color:var(--muted-2);font-weight:650;margin-bottom:14px}
.legal-toc ol{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:2px}
.legal-toc a{display:block;font-size:.82rem;color:var(--muted);padding:6px 0 6px 12px;border-left:1px solid var(--line);transition:color .25s var(--ease),border-color .25s var(--ease)}
.legal-toc a:hover{color:var(--brass-3);border-color:var(--brass)}
.prose{max-width:74ch}
.prose .updated{font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted-2);margin-bottom:28px}
.prose section{padding:26px 0;border-top:1px solid var(--line)}
.prose section:first-of-type{border-top:none;padding-top:0}
.prose h2{font-size:clamp(1.15rem,1.9vw,1.42rem);margin-bottom:.5em;letter-spacing:-.01em}
.prose p{color:var(--muted);font-size:.96rem}
@media (max-width:900px){.legal-layout{grid-template-columns:1fr}.legal-toc{position:static}}

/* =========================================================
   NEWSLETTER
   ========================================================= */
.nl-card{
  background:var(--forest);color:rgba(251,247,239,.78);
  border-radius:var(--r-lg);padding:clamp(26px,3.6vw,52px);
  position:relative;overflow:hidden;
}
.nl-card::after{
  content:"";position:absolute;left:-90px;bottom:-140px;width:340px;height:340px;
  border:1px solid rgba(211,176,118,.2);border-radius:50%;
}
.nl-card h2{color:var(--paper);font-size:clamp(1.6rem,2.8vw,2.3rem);margin-bottom:.4em}
.nl-card p{color:rgba(251,247,239,.72)}
.nl-card .lede{color:rgba(251,247,239,.72)}
.nl-card .form-card{background:rgba(251,247,239,.05);border-color:rgba(251,247,239,.16);box-shadow:none;position:relative;z-index:2}
.nl-card .field label{color:rgba(251,247,239,.62)}
.nl-card .field input{background:rgba(251,247,239,.06);border-color:rgba(251,247,239,.22);color:var(--paper)}
.nl-card .field input::placeholder{color:rgba(251,247,239,.4)}
.nl-card .field input:focus{border-color:var(--brass-2);background:rgba(251,247,239,.1);box-shadow:0 0 0 3px rgba(211,176,118,.16)}
.nl-card .check{color:rgba(251,247,239,.68)}
.nl-card .check input{accent-color:var(--brass-2)}
.nl-card .form-side-note{border-color:rgba(251,247,239,.16);color:rgba(251,247,239,.6)}
.nl-card .form-side-note a{color:var(--brass-2);border-bottom:1px solid rgba(211,176,118,.5);padding-bottom:1px}
.nl-card .form-side-note a:hover{color:var(--paper)}
.nl-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(28px,4vw,56px);align-items:start}
@media (max-width:920px){.nl-layout{grid-template-columns:1fr}}
.nl-list{list-style:none;margin:26px 0 0;padding:0;display:grid;gap:14px}
.nl-list li{display:flex;gap:12px;font-size:.9rem;color:rgba(251,247,239,.7)}
.nl-list li::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--brass-2);flex:none;margin-top:9px}

/* =========================================================
   FOOTER
   ========================================================= */
.site-footer{background:var(--forest);color:rgba(251,247,239,.64);border-top:1px solid rgba(211,176,118,.26)}
.footer-top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:clamp(26px,4vw,54px);padding:clamp(44px,5.5vw,74px) 0 clamp(30px,4vw,46px)}
.footer-brand .brand{margin-bottom:18px}
.footer-brand .brand-mark{background:rgba(251,247,239,.08);color:var(--paper);box-shadow:inset 0 0 0 1px rgba(211,176,118,.55)}
.footer-brand .brand-name{color:var(--paper)}
.footer-brand .brand-sub{color:rgba(251,247,239,.45)}
.footer-brand p{font-size:.9rem;max-width:36ch;color:rgba(251,247,239,.62)}
.footer-contact{display:flex;flex-direction:column;gap:8px;margin-top:20px;font-size:.88rem}
.footer-contact a:hover{color:var(--brass-2)}
.footer-col h4{
  font-family:var(--sans);font-size:.68rem;letter-spacing:.2em;text-transform:uppercase;
  color:var(--brass-2);margin:0 0 18px;font-weight:650;
}
.footer-col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px}
.footer-col a{font-size:.9rem;color:rgba(251,247,239,.66);transition:color .25s var(--ease),padding-left .25s var(--ease)}
.footer-col a:hover{color:var(--paper);padding-left:5px}
.footer-bottom{
  border-top:1px solid rgba(251,247,239,.14);
  padding:22px 0;display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between;
  font-size:.78rem;color:rgba(251,247,239,.45);
}
.footer-bottom .fb-links{display:flex;gap:22px;flex-wrap:wrap}
.footer-bottom a:hover{color:var(--brass-2)}
@media (max-width:900px){.footer-top{grid-template-columns:1fr 1fr}}
@media (max-width:560px){
  .footer-top{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;align-items:flex-start}
}

/* =========================================================
   TOASTS
   ========================================================= */
.toast-stack{
  position:fixed;z-index:5000;right:22px;bottom:22px;
  display:flex;flex-direction:column;gap:12px;width:min(380px,calc(100vw - 44px));
  pointer-events:none;
}
.toast{
  pointer-events:auto;
  display:grid;grid-template-columns:auto 1fr auto;gap:14px;align-items:flex-start;
  background:var(--white);border:1px solid var(--line);border-left:3px solid var(--brass);
  border-radius:var(--r-md);padding:16px 16px 16px 14px;
  box-shadow:0 18px 40px -22px rgba(21,25,15,.55),0 2px 6px rgba(21,25,15,.06);
  transform:translateY(14px) scale(.98);opacity:0;
  transition:transform .4s var(--ease),opacity .3s var(--ease);
}
.toast.show{transform:translateY(0) scale(1);opacity:1}
.toast.hide{transform:translateY(10px);opacity:0}
.toast .tic{
  width:26px;height:26px;border-radius:50%;display:grid;place-items:center;flex:none;
  background:rgba(180,137,74,.14);color:var(--brass-3);font-size:.8rem;font-weight:700;
}
.toast .tbody{min-width:0}
.toast .tt{font-size:.86rem;font-weight:650;color:var(--ink);line-height:1.3;margin-bottom:2px}
.toast .tm{font-size:.82rem;color:var(--muted);line-height:1.5}
.toast .tclose{
  background:none;border:none;cursor:pointer;color:var(--muted-2);
  font-size:1.05rem;line-height:1;padding:2px 2px;transition:color .2s var(--ease);
}
.toast .tclose:hover{color:var(--ink)}
.toast.success{border-left-color:#2F7A54}
.toast.success .tic{background:rgba(47,122,84,.14);color:#2F7A54}
.toast.error{border-left-color:var(--clay)}
.toast.error .tic{background:rgba(169,84,47,.14);color:var(--clay)}
.toast.info{border-left-color:var(--forest)}
.toast.info .tic{background:rgba(14,42,33,.1);color:var(--forest)}
@media (max-width:520px){
  .toast-stack{right:12px;left:12px;bottom:12px;width:auto}
}

/* =========================================================
   REVEAL ANIMATION (progressive enhancement)
   ========================================================= */
.js .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.js .reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important}
  .js .reveal{opacity:1;transform:none}
}

/* misc helpers */
.mt-0{margin-top:0}.mb-0{margin-bottom:0}
.hr{border:none;border-top:1px solid var(--line);margin:0}
.center{text-align:center}
.nowrap{white-space:nowrap}
.small-note{font-size:.8rem;color:var(--muted-2)}


/* ---------- late refinements ---------- */
@media (max-width:700px){
  .cta-band::after{opacity:.5;right:-160px;top:-160px}
  .hero-chip{bottom:auto;top:14px;left:14px;max-width:150px;padding:11px 14px}
  .hero-chip .k{font-size:1.2rem}
}
.svc-card p, .row-card p, .step p{overflow-wrap:break-word}
.index-row .desc{padding-right:8px}